Avoiding Chargebacks

Avoiding Chargebacks

What Are Chargebacks?

Chargebacks are a type of refund request that a merchant processes for their customers. A chargeback is simply a return back of funds to an account holder of a merchant, specifically a credit card processor. Chargebacks can occur for a number of reasons, most often because the processors or merchants failed to process the customer's orders correctly, or the transactions went through the merchant before the customer had enough credit to make another transaction with the merchant. Another common reason is that the customer requested a refund and the merchant is unsure whether the refund was legitimate. In this case, the merchant will chargeback the client for the amount of the refund, as well as additional charges such as late fees and interest.

Chargebacks also represent a major problem for consumers. Because Chargebacks are not recognized as legitimate by the credit card processors or merchants, this situation presents a double standard for both the merchants and the consumers. The Chargebacks create doubt in the minds of consumers about the legitimacy of the merchants and the reliability of the companies that process their credit cards. The lack of acknowledgment from the merchants and processors that they are processing Chargebacks represents a clear lack of responsibility on the part of these third party institutions and an opportunity for the merchants to take advantage of their clients by subjecting them to unnecessary and unfair practices.

Chargebacks can be recognized as a fraudulent chargeback if the 'gatekeeper' at the merchant or the processor does not respond appropriately to the consumer's inquiry. If an individual receives a Chargeback notification and believes that the credit card information provided to the bank was improperly authorized or inaccurate, he or she must report the Chargeback to the credit bureaus, or he or she may be subject to disciplinary actions. Chargebacks are a serious issue that should not be ignored and must be reported immediately. With millions of Chargebacks being processed per day, and the risks involved for both the consumer and the financial institution, it is imperative that Chargebacks be reported immediately by the credit bureaus.

Tips For Merchants To Avoid Credit Card Chargebacks

If you are a merchant and you have been hit with one or more credit card chargebacks, you may be wondering what exactly your options are. There are actually quite a few different things that you can do in order to try to remedy the situation, but some of these options will actually end up costing you more money than they are worth. Some merchants will attempt to negotiate new terms with their credit card companies. Unfortunately, this rarely works out because the credit card company is not willing to make any sort of concession in order to keep their client business.

Many times it is the merchants themselves that find themselves in the hot seat when it comes to credit card chargebacks. They have taken on too many clients, opened up too many stores and signed up for too many lines of credit that they get stopped by a credit reporting agency. The reporting agencies have become increasingly aggressive in how they judge credit risk and the result is that many merchants feel that they are being unfairly punished for their mistakes. It is best if you do everything you can to avoid getting a chargeback, as it is an unnecessary hassle for both you and the merchant. Make sure you keep accurate records of all your sales transactions and carefully review your records when something unexpected occurs. You can also contact the credit card company to dispute charges that you feel are incorrect, but the chances of successfully doing this are not great.

In some cases, the easiest way to avoid being the subject of credit card chargebacks is simply to close your business accounts. Yes, it is true that this will likely result in a drop in your credit score at the beginning, but over time it will gradually improve and you will find that your credit report is accurate enough to allow you to accept more credit card transactions. When you close accounts, it is best to inform the merchant account holder as well, especially if you have had a good relationship with them in the past. This way, if there is a problem, they can resolve it without you having to escalate the matter to the other party.

Follow Processor Protocol

Every credit card processor has it's own protocol when it comes to taking credit cards. It's important that merchants know these different protocols and follow them closely. This information helps reduce the risk of chargebacks, a common problem when conducting an online merchant business. Each credit card processor has it's own list of eight ways to reduce the risk of chargebacks including: never taking payments from a customer where the customer has used more than one credit card in the past 30 days; instructing customers to click 'Cancel' instead of entering their credit card information at the point of sale; instructing customers to input the security information only once during the entire transaction. Credit card processors will usually provide additional advice for online merchants on how to reduce the risk of chargebacks.

By following processor protocol, online merchants reduce the risk of chargebacks and increase sales. When a merchant has a question about their transactions, it's the processor that acts as a dispute resolution clearing house. The processor sends a report to the merchant outlining the reason for the dispute. If the reasons justify blocking the transaction, the payment processor may deny the transaction and refer the merchant to the merchant account issuer to file a dispute.

Use A Clear Payment Descriptor

To avoid chargebacks from customers, it is necessary that you have a clear and detailed payment descriptors in place. This is very important when sending payments to your customers. A clear chargeback descriptor should contain the following information: date, invoice number, amount owed, status (open, paid, or closed), and an email address for follow up. The customer service representative should use this information to contact the customer with the results of their investigation. If the chargeback remains in process after 30 days, your company may be subject to discipline by credit bureaus, your bank, or other third party processors, and/or collection agencies.

Chargebacks can be a pain for both you and your customers. Many times, customers will try to 'game' the system by submitting bogus charges to their credit card companies. To avoid having to deal with this, you should have an explanation of your return policies and procedures. Also, if you accept payment descriptors other than those listed above, be sure to provide your customer service department with the names of those other payment descriptors and how they will be used. You should also ask if you can have the customer service department to send you a list of chargebacks or other actions that may result from using incorrect chargebacks.

When a customer disputes an item on your credit card statement, it may take several days before the dispute is resolved. During this time, the chargeback may remain in the process and may result in additional credit card account activity. As a business owner, you want to avoid having to deal with credit card account actions such as chargebacks. For this reason, you should always make sure that you and your customer service staff are well-informed about the use of clear payment descriptors and how to respond to and remedy credit card account issues promptly.

Scroll down to read our indepth Payment Platforms guide. What you should know, Payment Platforms features, price plans and support. Pros and Cons of Payment Platforms as a payment gateway, everything is explained below.

Overview of Avoiding Chargebacks

Spreedly is a software company that specialises in payment-gateway software for small to enterprise level businesses.

Spreedly is listed as the best payment-gateway software related to Payment Platforms. Spreedly was founded in 2008 in Durham, NC and currently has over 79 employees registered on Linkedin.

Best PAYMENT GATEWAY Solution By Rating

Lets see how Spreedly compare to other payment gateway platforms out there.

Name	Rating	Established	Head Office
Spreedly	9.8	2008	Durham, NC
Simpl	9.6	2015	Bangalore, India
allpago	9.4	2010	N/A
EBizCharge	9.4	2004	Irvine, CA
Bolt	9.2	2013	San Francisco, CA
PayLane	9.2	2005	N/A
Paytm Business	9.2	2010	Noida, India
Apple Pay	9.2	1976	Cupertino, CA
Paystack	9.2	2015	Sunnyvale, CA
SquareUp Payment Method	9	2010	Uttar Pradesh, India
Ingenico ePayments	9	1980	Paris,
PayMart	9	2015	Chandigarh,India
Paymill	9	2012	Munich, Germany
Yapstone	9	1999	Walnut Creek, CA
TRUSTLY	9	2008	Stockholm, Swedan
Wirize	8.8	2018	Naples, Italy
Zotapay	8.8	2015	Belize City, Belize
Zooz	8.8	2010	Tel Aviv, Israel
Zipmark	8.8	2010	New York, NY
XTRM	8.8	2014	Redwood City, USA

Best PAYMENT GATEWAY Solution By Price

*please check with the vendors directly for the latest pricing.

Name	Price	Duration
Spreedly	$200 - $1500	Per month, Per month, Per month,
Simpl	$2.7%+30c - $30	Per month, Per month,
allpago	$RequestPricing - $RequestPricing
EBizCharge	$RequestPricing - $RequestPricing
Bolt	$RequestPricing - $RequestPricing
PayLane	$RequestPricing - $RequestPricing
Paytm Business	$837 - $Rs10	Per share,
Apple Pay	$30 - $30	Per month,
Paystack	$1970 - $1970	Per month,
SquareUp Payment Method	$RequestPricing - $RequestPricing
Ingenico ePayments	$RequestPricing - $RequestPricing
PayMart	$UnabletoOpen - $UnabletoOpen
Paymill	$€19.95 - $€4.95	Per month, Per month,
Yapstone	$9.95 - $14.95	Per month, Per month,
TRUSTLY	$RequestPricing - $RequestPricing
Wirize	$10000 - $10000	Per month,
Zotapay	$25 - $30	Per month, Per month,
Zooz	$RequestPricing - $RequestPricing
Zipmark	$2.7%+30c - $30
XTRM	$NotprovidedByWebsiteContactVendor - $NotprovidedByWebsiteContactVendor

Best PAYMENT GATEWAY Solution By Rated Features

Name
Spreedly Features Accepted Credit Cards and Debit Cards 100% APIs 97% API / Integrations 100% PCI Regulation Compliance 100%
Simpl Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
allpago Features Coupons, Discounts, Promotions, and Gift Cards 89% Recurring Billing 99% Instant Payment 97% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 97% Split Payments 96% Real-Time Payments 99% Reporting/Dashboards 100% User, Role, and Access Management 100% Payout Time 99% Manual Payment Entry 99% Dispute Resolution 99% PCI Compliance 100% Fraud Protection Tools 100% Data Tokenization 90% Two-Factor Authentication 97% Customization (Fields, Objects, and Layouts) 96% APIs 97% Accounting Software Integration 100% E-Commerce Software Integration 97% Performance and Reliability 100% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 99% PCI Regulation Compliance 100% Supplemental Technology 99%
EBizCharge Features Recurring Billing 88% Instant Payment 95% Accepted Credit Cards and Debit Cards 96% Real-Time Payments 97% Credit Card Processing 100% PCI Compliance 94% Fraud Protection Tools 90% Data Tokenization 92% Two-Factor Authentication 92% Customization (Fields, Objects, and Layouts) 85% APIs 90% Accounting Software Integration 95% E-Commerce Software Integration 90% Performance and Reliability 98% Internationalization Currency/Language% API / Integrations 94% PCI Regulation Compliance 98% Supplemental Technology 92%
Bolt Features Coupons, Discounts, Promotions, and Gift Cards 87% Instant Payment 96% Accepted Credit Cards and Debit Cards 98% Real-Time Payments 96% Fraud Detection 100% Alerts 100% Real-Time Monitoring 100% Templates Mobile E-Commerce% Versions Mobile E-Commerce% Testing Mobile E-Commerce% Multichannel Mobile E-Commerce% Transaction Scoring 100% Risk Assessment 100% Intelligence Reporting 98% ID Analytics 98% Dashboards Mobile E-Commerce% User Behavior Mobile E-Commerce% Sales Mobile E-Commerce% Branding Mobile E-Commerce% Digital Content Mobile E-Commerce% PCI Compliance 100% Fraud Protection Tools 98% Data Tokenization 100% Two-Factor Authentication 96% Customization (Fields, Objects, and Layouts 91% APIs 97% E-Commerce Software Integration 94% Device Tracking 100% Fraud Markers 100% Blacklisting 100% Bot Mitigation 100% Performance and Reliability 100% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 100% PCI Regulation Compliance 100% Supplemental Technology 100%
PayLane Features Coupons, Discounts, Promotions, and Gift Cards 77% Recurring Billing 81% Instant Payment 90% Accepted Credit Cards and Debit Cards 86% Real-Time Payments 87% Reporting/Dashboards 83% User, Role, and Access Management 87% Payout Time 90% Manual Payment Entry 83% Dispute Resolution 87% Fraud Protection Tools 87% Data Tokenization 83% APIs 87% Accounting Software Integration 83% E-Commerce Software Integration 87% Performance and Reliability 83% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 87% PCI Regulation Compliance 83%
Paytm Business Features Coupons, Discounts, Promotions, and Gift Cards 70% Recurring Billing 83% Instant Payment 89% Accepted Credit Cards and Debit Cards 92% ACH Payments and eCheck Processing 80% Split Payments 76% Real-Time Payments 95% Reporting/Dashboards 82% User, Role, and Access Management 87% Payout Time 86% Manual Payment Entry 90% Dispute Resolution 87% Fraud Protection Tools 81% Data Tokenization 87% Two-Factor Authentication 90% Customization (Fields, Objects, and Layouts) 87% APIs 87% Accounting Software Integration 83% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 78% Supplemental Technology 88%
Apple Pay Features Coupons, Discounts, Promotions, and Gift Cards 76% Recurring Billing 84% Instant Payment 94% Accepted Credit Cards and Debit Cards 92% ACH Payments and eCheck Processing 89% Split Payments 84% Real-Time Payments 92% Reporting/Dashboards 85% User, Role, and Access Management 90% Payout Time 88% Manual Payment Entry 85% Dispute Resolution 88% PCI Compliance 93% Fraud Protection Tools 94% Data Tokenization 95% Two-Factor Authentication 96% Customization (Fields, Objects, and Layouts) 84% APIs 88% Accounting Software Integration 92% E-Commerce Software Integration 91% Performance and Reliability 94% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 90% PCI Regulation Compliance 89% Supplemental Technology 89%
Paystack Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
SquareUp Payment Method Features Coupons, Discounts, Promotions, and Gift Cards 85% Instant Payment 86% Accepted Credit Cards and Debit Cards 93% Real-Time Payments 91% Reporting/Dashboards 93% User, Role, and Access Management 86% Fraud Protection Tools 80% Data Tokenization 64% Customization (Fields, Objects, and Layouts) 95% E-Commerce Software Integration 89% Performance and Reliability 90% Internationalization Operating Country%
Ingenico ePayments Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
PayMart Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
Paymill Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
Yapstone Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
TRUSTLY Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
Wirize Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
Zotapay Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
Zooz Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
Zipmark Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
XTRM Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%

Check Your Payment gateway Solution Offers Round The Clock Support

Customer service is very important when using a payment gateway like Spreedly.

When investing in and dealing with a payment gateway for your business, timely customer support is essential.

Customer service includes assistance in installation, training, troubleshooting, upgrading, and cancellation of a product or service.

Your payment-gateway solution should offer customer support that includes Phone answering services, Live chat support and Email customer service support.

Spreedly and Simpl offer support where clients are able to call or contact the helpdesk via email or a chat service.

Name	Support Rating	Support	Languages
Spreedly	9.3	Phone, Email	English
Simpl	4.0	Phone, Email, Live Chat	English
allpago	9.6	Phone, Email	English
EBizCharge	9.0	Phone, Email, Live Chat	English
Bolt	9.2	Phone, Email, Live Chat	English
PayLane	8.3	Phone, Email	English, Polish
Paytm Business	8.8	Phone, Email	English
Apple Pay	9.0	Phone, Email	English
Paystack	8.3	Phone, Email	English
SquareUp Payment Method	8.6	Phone, Email, Live Chat	English
Ingenico ePayments	4.0	Phone, Email	German, English, French, Hindi, Dutch, Spanish, Chinese (Simplified)
PayMart	6.7	Phone, Email	English
Paymill	4.0	Phone, Email	English
Yapstone	8.8	Phone, Email	German, English, French, Italian, Dutch, Portuguese, Spanish
TRUSTLY	4.0	Phone, Email	English
Wirize	4.0	Phone, Email	English
Zotapay	4.0	Phone, Email, Live Chat	English
Zooz	4.0	Phone, Email	English
Zipmark	4.0	Phone, Email	English
XTRM	4.0	Phone, Email	English

Make sure your Payment gateway Solution Offers the Features You Need

Ensure that the payment gateway solution you decide upon provides the exact range of tools your organisation needs. Check PAYMENT GATEWAY is a good fit for your business.

Best Payment gateway Software Solution Verdict

An important factor for business owners to consider when looking for a Payment gateway like Spreedly is the support and educational resources the Payment gateway platform can offer.

Choose a payment gateway that is considered an industry-leader with a well tested and well known software platform.

If you are thinking of using the Spreedly platform you will need to know that Spreedly is payment gateway that you can rely on.

View All of the Top Payment gateway Software Solutions

Spreedly

Overall rating	93%
Support Rating	97%
Setup Rating	93%

Spreedly was established in 2008.

Spreedly Price Table

Price Plan	Price	Price Plan Duration
Starting	$200	Per month
Growing	$500	Per month
Scaling	$1500	Per month
Enterprise
	unknown

Visit Spreedly

Simpl

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Simpl was established in 2015.

Simpl Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	$30	Per month
Authorize.NetPricing	$25	Per month
BlueSnapWe will meet and most likely beat your current rates	2.7% + 30c

Visit Simpl

allpago

Overall rating	96%
Support Rating	97%
Setup Rating	96%

allpago was established in 2010.

allpago Price Table

Price Plan	Price	Price Plan Duration
Small-Business	Request Pricing

Visit allpago

EBizCharge

Overall rating	90%
Support Rating	97%
Setup Rating	90%

EBizCharge was established in 2004.

EBizCharge Price Table

Price Plan	Price	Price Plan Duration
Small-Business	Request Pricing
Mid-Market

Visit EBizCharge

Bolt

Overall rating	92%
Support Rating	97%
Setup Rating	92%

Bolt was established in 2013.

Bolt Price Table

Price Plan	Price	Price Plan Duration
Small-Business	Request Pricing
Mid-Market

Visit Bolt

PayLane

Overall rating	83%
Support Rating	97%
Setup Rating	83%

PayLane was established in 2005.

PayLane Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit PayLane

Paytm Business

Overall rating	88%
Support Rating	97%
Setup Rating	88%

Paytm Business was established in 2010.

Paytm Business Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Rs10	Per share
Authorize.NetPricing	837
BlueSnapWe will meet and most likely beat your current rates
	unknown

Visit Paytm Business

Apple Pay

Overall rating	90%
Support Rating	97%
Setup Rating	90%

Apple Pay was established in 1976.

Apple Pay Price Table

Price Plan	Price	Price Plan Duration
Small-Business	30	Per month
Mid-Market
Enterprise	unknown
	unknown

Visit Apple Pay

Paystack

Overall rating	83%
Support Rating	97%
Setup Rating	83%

Paystack was established in 2015.

Paystack Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	1970	Per month
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit Paystack

SquareUp Payment Method

Overall rating	86%
Support Rating	97%
Setup Rating	86%

SquareUp Payment Method was established in 2010.

SquareUp Payment Method Price Table

Price Plan	Price	Price Plan Duration
Squareup appointments	Request Pricing
Payroll
Email Marketing	unknown
Loyalty	unknown
Sqaure for Retail	unknown

Visit SquareUp Payment Method

Ingenico ePayments

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Ingenico ePayments was established in 1980.

Ingenico ePayments Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit Ingenico ePayments

PayMart

Overall rating	67%
Support Rating	97%
Setup Rating	67%

PayMart was established in 2015.

PayMart Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Unable to Open
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit PayMart

Paymill

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Paymill was established in 2012.

Paymill Price Table

Price Plan	Price	Price Plan Duration
Credit & Debit Cards	€4.95	Per month
PayPal	€19.95	Per month
SEPA Direct Debit
	unknown

Visit Paymill

Yapstone

Overall rating	88%
Support Rating	97%
Setup Rating	88%

Yapstone was established in 1999.

Yapstone Price Table

Price Plan	Price	Price Plan Duration
Small-Business	$9.95	Per month
Enterprise	$14.95	Per month

Visit Yapstone

TRUSTLY

Overall rating	40%
Support Rating	97%
Setup Rating	40%

TRUSTLY was established in 2008.

TRUSTLY Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit TRUSTLY

Wirize

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Wirize was established in 2018.

Wirize Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	10000	Per month
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit Wirize

Zotapay

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Zotapay was established in 2015.

Zotapay Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	$25	Per month
Authorize.NetPricing	$30	Per month
BlueSnapWe will meet and most likely beat your current rates
	unknown

Visit Zotapay

Zooz

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Zooz was established in 2010.

Zooz Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit Zooz

Zipmark

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Zipmark was established in 2010.

Zipmark Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	$30
Authorize.NetPricing	$25
BlueSnapWe will meet and most likely beat your current rates	2.7% + 30c

Visit Zipmark

XTRM

Overall rating	40%
Support Rating	97%
Setup Rating	40%

XTRM was established in 2014.

XTRM Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Not provided By Website Contact Vendor
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit XTRM