Chargeback Reversal

Chargeback Reversal

For many consumers a chargeback is a negative experience, where they have incurred charges on a credit card but the credit card company has declined to issue the card again, or to make any kind of reimbursement. This situation usually arises when the consumer fails to give the credit card issuer a valid return address, or fails to give a copy of their credit report together with a statement that accurately reflects all charges made and any related disputes. It may also arise from any fraudulent transactions with your credit card. The credit card company will then request for you to return all the charges which you have accrued, along with a chargeback.

What Are Chargebacks?

Chargebacks are actually an approval of a claim by the credit card company against the credit card holder. They do not however, actually take away your money from you. If you have a Chargeback, it means that the credit company (ifax) has opened an investigation into a possible fraudulent charge transaction. They are then attempting to recover the funds from you, either through a charge-off an attempt at recovering the money that was illegally taken from you in the first place, or a charge-off and a freeze on all your credit accounts.

What are Chargebacks? When you receive a Chargeback, you will be notified via the mail, e-mail or phone call. You should check to see if the Chargeback is associated to a negative item on your credit report, such as a collection account, a charge-off or an inquiry. This will help to determine whether you need to contact the credit card company regarding a refund of the money, or to negotiate terms of repayment.

Chargebacks Process

Chargebacks Process The primary aim of the process is to ensure that customers receive the goods as promised and that goods are returned in good condition. Commonly, customers will file a chargeback with their bank within 60 days of the sale date, or within 90 days of a failed transaction if not. If the chargeback is approved, the bank has 45 days to respond whether they agree with the request or not.

Types of Chargebacks Many people assume that the terms of a merchant's chargebacks process will always be the same, but this is rarely the case. Many merchant accounts will accept a dispute after a payment has been made, while others will not. It is important for both sides to have legitimate reasons for filing a chargeback. If the customer has proof that the merchant did not follow through with expected services, the merchant may be required to re-offer the product or pay out the difference. However, merchants should always attempt to resolve any chargebacks in order to avoid the possibility of getting blocked on the Internet. This can have serious consequences for any website as it prevents visitors from buying products or accessing the merchant's site.

Merchant's Policies Often, merchants will impose a variety of policies and procedures for chargebacks, including the process for credit cards. The main policies will state that merchants must investigate the validity of the chargebacks, refund the chargebacks, and update the merchant's records to indicate when chargebacks have been removed or not. In addition, most chargebacks policies will require that merchants not make their services available to customers who fail to meet their terms of service. As a result, merchants are usually very friendly and helpful to their credit cardholders, but this can change depending on the particular company. As a consumer, you should be aware of your rights and understand when and how you should be involved in a process.

Understanding And Avoid Reversed Charges

Credit cardholders that are aware of chargebacks should take note that they can 'forget' about being charged for a late payment, but they will still incur interest charges on the original debt. In order to avoid being charged for a chargeback when you have not been able to pay your account in full, it is important to know the process of how credit card companies to determine which accounts will be charged. Most chargebacks result from a customer not having enough available credit to settle the balance due. As such, if you know you will not be able to pay the full amount owed, you should make every effort to pay the minimum required payment on time, otherwise the chargeback may be issued. Even if you are able to settle the account in full, if you do not pay the chargeback within sixty days the chargeback will be applied to your next due payment. Therefore, in order to avoid being charged for a chargeback, you should always try to settle your accounts as quickly as possible.

Another way to avoid being charged for a chargeback is to request a copy of the account statement before making any purchases. If the account is an open one, the credit card company should send you a statement letting you know about the status of your account. If there is a chargeback, the credit card company must give you thirty days written notice in writing. Then you can respond to the credit card company to try to work out an agreement for the refund of the funds that you owe them. If no agreement can be made, you can file a complaint with the appropriate agency that enforces laws regarding credit card transactions. You can check with the local Better Business Bureau to see if your credit card company has ever had a complaint against it.

If you are receiving a chargeback, the first thing you need to do is notify your credit card company. You should explain the situation to them and let them know that you are having a problem with chargebacks. Many chargebacks happen for simple reasons such as a customer forgetting that he or she has paid an invoice. If this is the case, the customer should immediately contact the credit card company to let them know that they have not received the money they are owed. This will help get them to start looking into how their system works so that they can make their process better for their customers. If you cannot come to a resolution between you and the chargeback company, you should send them a dispute letter in which you state why the transaction was unauthorized and why you believe that the sale of the item should be reversed.

Problems of Excessive Chargebacks

Are you having problems with your credit card company regarding the way they are handling your finances? If you have, that's great. Having problems with your credit card company is certainly not the end of the world and certainly not something to worry about. In fact, this article is going to go over some of the best methods you can use when trying to solve problems of excessive credit card debt.

One thing that many people do not understand when dealing with a credit card company is how a credit card works. A credit card is simply a form of currency that is being used to pay for goods and services. You are borrowing money from yourself and the company has the right to repossess any goods or services you fail to pay for. This is why it is very important to pay your bills on time, every time. Delaying the payment of your bill results in them taking legal action against you, which could result in you having to deal with excessive credit card debt.

The easiest way to solve problems of excessive credit card debt is to get in touch with your company and ask for a reduction in the amount of interest that they are charging you on your outstanding balance. Many companies will be willing to do this if you are able to show them that you are experiencing financial hardships. By reducing the interest rate you are paying, you are effectively reducing the amount of money that you are spending each month on your debt. This can be achieved by contacting your credit card company and asking them to reduce the interest rate that you are currently paying.

Ability To Reverse Chargebacks

If you are charged a fee for a transaction and you feel that the transaction was wrongly made against you; you can use a Credit Card Debt Consolidation Firm to help you recover from your financial troubles. A credit card debt consolidation firm will work with your creditors in order to help you negotiate with them to have late fees or penalties waived off, in return for a monthly payment from you. They also offer a repayment plan to help you manage your finances better so that you will be able to get out of debt as quickly as possible. This type of plan is usually a legally binding agreement.

When you are working with credit card firms to try and recover from your debts you need to understand that sometimes chargebacks do occur. When a chargeback occurs, it means that the bank that issued the chargeback has actually received notification from the merchant account provider that the merchant account has been denies. The bank in turn would investigate the chargeback and would either end of the transaction or would try to reverse charges. If the chargebacks continue to happen after you have been informed of the possibility of chargebacks being reversed you may have to consider other methods of dispute which may include arbitration or going to court.

Even though it appears that way from the perspective of consumers new and seasoned cryptocrats see this as a very real threat to privacy, and the financial future of ordinary people because chargebacks can occur without any notification. This threat of having one's account reversed or having one's charges reversed has caused users of prepaid credit cards to move their funds into currencies that are not subject to the whims ofICO networks. This is because, ifICO could reverse charges it could also easily reverse transactions of any other cryptocoin. Cryptocurrencies such as Dash and Litecash are under increasing pressure fromICO networks to reverse transactions on their systems in order to protect their clients funds.

Scroll down to read our indepth Payment Platforms guide. What you should know, Payment Platforms features, price plans and support. Pros and Cons of Payment Platforms as a payment gateway, everything is explained below.

Overview of Chargeback Reversal

Spreedly is a software company that specialises in payment-gateway software for small to enterprise level businesses.

Spreedly is listed as the best payment-gateway software related to Payment Platforms. Spreedly was founded in 2008 in Durham, NC and currently has over 79 employees registered on Linkedin.

Best PAYMENT GATEWAY Solution By Rating

Lets see how Spreedly compare to other payment gateway platforms out there.

Name	Rating	Established	Head Office
Spreedly	9.8	2008	Durham, NC
Simpl	9.6	2015	Bangalore, India
allpago	9.4	2010	N/A
EBizCharge	9.4	2004	Irvine, CA
Bolt	9.2	2013	San Francisco, CA
PayLane	9.2	2005	N/A
Paytm Business	9.2	2010	Noida, India
Apple Pay	9.2	1976	Cupertino, CA
Paystack	9.2	2015	Sunnyvale, CA
SquareUp Payment Method	9	2010	Uttar Pradesh, India
Ingenico ePayments	9	1980	Paris,
PayMart	9	2015	Chandigarh,India
Paymill	9	2012	Munich, Germany
Yapstone	9	1999	Walnut Creek, CA
TRUSTLY	9	2008	Stockholm, Swedan
Wirize	8.8	2018	Naples, Italy
Zotapay	8.8	2015	Belize City, Belize
Zooz	8.8	2010	Tel Aviv, Israel
Zipmark	8.8	2010	New York, NY
XTRM	8.8	2014	Redwood City, USA

Best PAYMENT GATEWAY Solution By Price

*please check with the vendors directly for the latest pricing.

Name	Price	Duration
Spreedly	$200 - $1500	Per month, Per month, Per month,
Simpl	$2.7%+30c - $30	Per month, Per month,
allpago	$RequestPricing - $RequestPricing
EBizCharge	$RequestPricing - $RequestPricing
Bolt	$RequestPricing - $RequestPricing
PayLane	$RequestPricing - $RequestPricing
Paytm Business	$837 - $Rs10	Per share,
Apple Pay	$30 - $30	Per month,
Paystack	$1970 - $1970	Per month,
SquareUp Payment Method	$RequestPricing - $RequestPricing
Ingenico ePayments	$RequestPricing - $RequestPricing
PayMart	$UnabletoOpen - $UnabletoOpen
Paymill	$€19.95 - $€4.95	Per month, Per month,
Yapstone	$9.95 - $14.95	Per month, Per month,
TRUSTLY	$RequestPricing - $RequestPricing
Wirize	$10000 - $10000	Per month,
Zotapay	$25 - $30	Per month, Per month,
Zooz	$RequestPricing - $RequestPricing
Zipmark	$2.7%+30c - $30
XTRM	$NotprovidedByWebsiteContactVendor - $NotprovidedByWebsiteContactVendor

Best PAYMENT GATEWAY Solution By Rated Features

Name
Spreedly Features Accepted Credit Cards and Debit Cards 100% APIs 97% API / Integrations 100% PCI Regulation Compliance 100%
Simpl Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
allpago Features Coupons, Discounts, Promotions, and Gift Cards 89% Recurring Billing 99% Instant Payment 97% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 97% Split Payments 96% Real-Time Payments 99% Reporting/Dashboards 100% User, Role, and Access Management 100% Payout Time 99% Manual Payment Entry 99% Dispute Resolution 99% PCI Compliance 100% Fraud Protection Tools 100% Data Tokenization 90% Two-Factor Authentication 97% Customization (Fields, Objects, and Layouts) 96% APIs 97% Accounting Software Integration 100% E-Commerce Software Integration 97% Performance and Reliability 100% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 99% PCI Regulation Compliance 100% Supplemental Technology 99%
EBizCharge Features Recurring Billing 88% Instant Payment 95% Accepted Credit Cards and Debit Cards 96% Real-Time Payments 97% Credit Card Processing 100% PCI Compliance 94% Fraud Protection Tools 90% Data Tokenization 92% Two-Factor Authentication 92% Customization (Fields, Objects, and Layouts) 85% APIs 90% Accounting Software Integration 95% E-Commerce Software Integration 90% Performance and Reliability 98% Internationalization Currency/Language% API / Integrations 94% PCI Regulation Compliance 98% Supplemental Technology 92%
Bolt Features Coupons, Discounts, Promotions, and Gift Cards 87% Instant Payment 96% Accepted Credit Cards and Debit Cards 98% Real-Time Payments 96% Fraud Detection 100% Alerts 100% Real-Time Monitoring 100% Templates Mobile E-Commerce% Versions Mobile E-Commerce% Testing Mobile E-Commerce% Multichannel Mobile E-Commerce% Transaction Scoring 100% Risk Assessment 100% Intelligence Reporting 98% ID Analytics 98% Dashboards Mobile E-Commerce% User Behavior Mobile E-Commerce% Sales Mobile E-Commerce% Branding Mobile E-Commerce% Digital Content Mobile E-Commerce% PCI Compliance 100% Fraud Protection Tools 98% Data Tokenization 100% Two-Factor Authentication 96% Customization (Fields, Objects, and Layouts 91% APIs 97% E-Commerce Software Integration 94% Device Tracking 100% Fraud Markers 100% Blacklisting 100% Bot Mitigation 100% Performance and Reliability 100% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 100% PCI Regulation Compliance 100% Supplemental Technology 100%
PayLane Features Coupons, Discounts, Promotions, and Gift Cards 77% Recurring Billing 81% Instant Payment 90% Accepted Credit Cards and Debit Cards 86% Real-Time Payments 87% Reporting/Dashboards 83% User, Role, and Access Management 87% Payout Time 90% Manual Payment Entry 83% Dispute Resolution 87% Fraud Protection Tools 87% Data Tokenization 83% APIs 87% Accounting Software Integration 83% E-Commerce Software Integration 87% Performance and Reliability 83% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 87% PCI Regulation Compliance 83%
Paytm Business Features Coupons, Discounts, Promotions, and Gift Cards 70% Recurring Billing 83% Instant Payment 89% Accepted Credit Cards and Debit Cards 92% ACH Payments and eCheck Processing 80% Split Payments 76% Real-Time Payments 95% Reporting/Dashboards 82% User, Role, and Access Management 87% Payout Time 86% Manual Payment Entry 90% Dispute Resolution 87% Fraud Protection Tools 81% Data Tokenization 87% Two-Factor Authentication 90% Customization (Fields, Objects, and Layouts) 87% APIs 87% Accounting Software Integration 83% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 78% Supplemental Technology 88%
Apple Pay Features Coupons, Discounts, Promotions, and Gift Cards 76% Recurring Billing 84% Instant Payment 94% Accepted Credit Cards and Debit Cards 92% ACH Payments and eCheck Processing 89% Split Payments 84% Real-Time Payments 92% Reporting/Dashboards 85% User, Role, and Access Management 90% Payout Time 88% Manual Payment Entry 85% Dispute Resolution 88% PCI Compliance 93% Fraud Protection Tools 94% Data Tokenization 95% Two-Factor Authentication 96% Customization (Fields, Objects, and Layouts) 84% APIs 88% Accounting Software Integration 92% E-Commerce Software Integration 91% Performance and Reliability 94% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 90% PCI Regulation Compliance 89% Supplemental Technology 89%
Paystack Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
SquareUp Payment Method Features Coupons, Discounts, Promotions, and Gift Cards 85% Instant Payment 86% Accepted Credit Cards and Debit Cards 93% Real-Time Payments 91% Reporting/Dashboards 93% User, Role, and Access Management 86% Fraud Protection Tools 80% Data Tokenization 64% Customization (Fields, Objects, and Layouts) 95% E-Commerce Software Integration 89% Performance and Reliability 90% Internationalization Operating Country%
Ingenico ePayments Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
PayMart Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
Paymill Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
Yapstone Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
TRUSTLY Features Coupons, Discounts, Promotions, and Gift Cards 99% Recurring Billing 99% Instant Payment 99% Accepted Credit Cards and Debit Cards 99% ACH Payments and eCheck Processing 99% Split Payments 99% Real-Time Payments 99% Reporting/Dashboards 99% User, Role, and Access Management 99% Payout Time 95% Manual Payment Entry 91% Dispute Resolution 99% PCI Compliance 99% Fraud Protection Tools 99% Data Tokenization 99% Two-Factor Authentication 99% Customization (Fields, Objects, and Layouts) 99% APIs 99% Accounting Software Integration 99% E-Commerce Software Integration 99% Performance and Reliability 99% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 95% PCI Regulation Compliance 99% Supplemental Technology 99%
Wirize Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
Zotapay Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
Zooz Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
Zipmark Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%
XTRM Features Coupons, Discounts, Promotions, and Gift Cards 88% Recurring Billing 88% Instant Payment 88% Accepted Credit Cards and Debit Cards 88% ACH Payments and eCheck Processing 88% Split Payments 88% Real-Time Payments 88% Reporting/Dashboards 88% User, Role, and Access Management 88% Payout Time 85% Manual Payment Entry 81% Dispute Resolution 88% PCI Compliance 88% Fraud Protection Tools 88% Data Tokenization 88% Two-Factor Authentication 88% Customization (Fields, Objects, and Layouts) 88% APIs 88% Accounting Software Integration 88% E-Commerce Software Integration 88% Performance and Reliability 88% Internationalization Currency/Language% Internationalization Operating Country% API / Integrations 85% PCI Regulation Compliance 88% Supplemental Technology 88%

Check Your Payment gateway Solution Offers Round The Clock Support

Customer service is very important when using a payment gateway like Spreedly.

When investing in and dealing with a payment gateway for your business, timely customer support is essential.

Customer service includes assistance in installation, training, troubleshooting, upgrading, and cancellation of a product or service.

Your payment-gateway solution should offer customer support that includes Phone answering services, Live chat support and Email customer service support.

Spreedly and Simpl offer support where clients are able to call or contact the helpdesk via email or a chat service.

Name	Support Rating	Support	Languages
Spreedly	9.3	Phone, Email	English
Simpl	4.0	Phone, Email, Live Chat	English
allpago	9.6	Phone, Email	English
EBizCharge	9.0	Phone, Email, Live Chat	English
Bolt	9.2	Phone, Email, Live Chat	English
PayLane	8.3	Phone, Email	English, Polish
Paytm Business	8.8	Phone, Email	English
Apple Pay	9.0	Phone, Email	English
Paystack	8.3	Phone, Email	English
SquareUp Payment Method	8.6	Phone, Email, Live Chat	English
Ingenico ePayments	4.0	Phone, Email	German, English, French, Hindi, Dutch, Spanish, Chinese (Simplified)
PayMart	6.7	Phone, Email	English
Paymill	4.0	Phone, Email	English
Yapstone	8.8	Phone, Email	German, English, French, Italian, Dutch, Portuguese, Spanish
TRUSTLY	4.0	Phone, Email	English
Wirize	4.0	Phone, Email	English
Zotapay	4.0	Phone, Email, Live Chat	English
Zooz	4.0	Phone, Email	English
Zipmark	4.0	Phone, Email	English
XTRM	4.0	Phone, Email	English

Make sure your Payment gateway Solution Offers the Features You Need

Ensure that the payment gateway solution you decide upon provides the exact range of tools your organisation needs. Check PAYMENT GATEWAY is a good fit for your business.

Best Payment gateway Software Solution Verdict

An important factor for business owners to consider when looking for a Payment gateway like Spreedly is the support and educational resources the Payment gateway platform can offer.

Choose a payment gateway that is considered an industry-leader with a well tested and well known software platform.

If you are thinking of using the Spreedly platform you will need to know that Spreedly is payment gateway that you can rely on.

View All of the Top Payment gateway Software Solutions

Spreedly

Overall rating	93%
Support Rating	97%
Setup Rating	93%

Spreedly was established in 2008.

Spreedly Price Table

Price Plan	Price	Price Plan Duration
Starting	$200	Per month
Growing	$500	Per month
Scaling	$1500	Per month
Enterprise
	unknown

Visit Spreedly

Simpl

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Simpl was established in 2015.

Simpl Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	$30	Per month
Authorize.NetPricing	$25	Per month
BlueSnapWe will meet and most likely beat your current rates	2.7% + 30c

Visit Simpl

allpago

Overall rating	96%
Support Rating	97%
Setup Rating	96%

allpago was established in 2010.

allpago Price Table

Price Plan	Price	Price Plan Duration
Small-Business	Request Pricing

Visit allpago

EBizCharge

Overall rating	90%
Support Rating	97%
Setup Rating	90%

EBizCharge was established in 2004.

EBizCharge Price Table

Price Plan	Price	Price Plan Duration
Small-Business	Request Pricing
Mid-Market

Visit EBizCharge

Bolt

Overall rating	92%
Support Rating	97%
Setup Rating	92%

Bolt was established in 2013.

Bolt Price Table

Price Plan	Price	Price Plan Duration
Small-Business	Request Pricing
Mid-Market

Visit Bolt

PayLane

Overall rating	83%
Support Rating	97%
Setup Rating	83%

PayLane was established in 2005.

PayLane Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit PayLane

Paytm Business

Overall rating	88%
Support Rating	97%
Setup Rating	88%

Paytm Business was established in 2010.

Paytm Business Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Rs10	Per share
Authorize.NetPricing	837
BlueSnapWe will meet and most likely beat your current rates
	unknown

Visit Paytm Business

Apple Pay

Overall rating	90%
Support Rating	97%
Setup Rating	90%

Apple Pay was established in 1976.

Apple Pay Price Table

Price Plan	Price	Price Plan Duration
Small-Business	30	Per month
Mid-Market
Enterprise	unknown
	unknown

Visit Apple Pay

Paystack

Overall rating	83%
Support Rating	97%
Setup Rating	83%

Paystack was established in 2015.

Paystack Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	1970	Per month
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit Paystack

SquareUp Payment Method

Overall rating	86%
Support Rating	97%
Setup Rating	86%

SquareUp Payment Method was established in 2010.

SquareUp Payment Method Price Table

Price Plan	Price	Price Plan Duration
Squareup appointments	Request Pricing
Payroll
Email Marketing	unknown
Loyalty	unknown
Sqaure for Retail	unknown

Visit SquareUp Payment Method

Ingenico ePayments

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Ingenico ePayments was established in 1980.

Ingenico ePayments Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit Ingenico ePayments

PayMart

Overall rating	67%
Support Rating	97%
Setup Rating	67%

PayMart was established in 2015.

PayMart Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Unable to Open
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

Visit PayMart

Paymill

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Paymill was established in 2012.

Paymill Price Table

Price Plan	Price	Price Plan Duration
Credit & Debit Cards	€4.95	Per month
PayPal	€19.95	Per month
SEPA Direct Debit
	unknown

Visit Paymill

Yapstone

Overall rating	88%
Support Rating	97%
Setup Rating	88%

Yapstone was established in 1999.

Yapstone Price Table

Price Plan	Price	Price Plan Duration
Small-Business	$9.95	Per month
Enterprise	$14.95	Per month

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TRUSTLY

Overall rating	40%
Support Rating	97%
Setup Rating	40%

TRUSTLY was established in 2008.

TRUSTLY Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

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Wirize

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Wirize was established in 2018.

Wirize Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	10000	Per month
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

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Zotapay

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Zotapay was established in 2015.

Zotapay Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	$25	Per month
Authorize.NetPricing	$30	Per month
BlueSnapWe will meet and most likely beat your current rates
	unknown

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Zooz

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Zooz was established in 2010.

Zooz Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Request Pricing
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

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Zipmark

Overall rating	40%
Support Rating	97%
Setup Rating	40%

Zipmark was established in 2010.

Zipmark Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	$30
Authorize.NetPricing	$25
BlueSnapWe will meet and most likely beat your current rates	2.7% + 30c

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XTRM

Overall rating	40%
Support Rating	97%
Setup Rating	40%

XTRM was established in 2014.

XTRM Price Table

Price Plan	Price	Price Plan Duration
PayPalOn Website - Custom	Not provided By Website Contact Vendor
Authorize.NetPricing
BlueSnapWe will meet and most likely beat your current rates	unknown
	unknown

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