When Did Apple Pay Come Out Table of Contents
Apple Pay is a reliable digital wallet and mobile payment service by Apple.
The service became available in November 2015 and enabled people to make payments in iOS apps, in person, and on the web utilizing Safari. Its supported by Mac, iPad, iPhone, and Apple Watch.
However, its not available on any unit thats not created and sold by Apple. Meaning, you cant use the service on any Android unit, not on any browser running on Windows. And its understandable.
Apple Pay can replace a debit or credit card chip and PIN transactions at a contactless-capable point-of-sale terminal. It doesnt require any specific Apple Pay terminals. It can work with any merchant.
You can add 2-factor authentication through Touch ID, Face ID, passcode, or PIN. The devices wirelessly connect with the point of sale mechanisms utilizing NFC with eSE to securely store payment data.
Overall, its a safe and reliable service, so lets learn more about Apple Pay.
Apple Pay came out in November 2015 and established a partnership with American Express, enabling American Express cardholders to utilize the services at any retailer that welcomes contactless payments. Consequently, Mastercard, Visa, and EFTPOS, also started supporting Apple Pay.
People can easily make payments with the touch of a finger and still feel safe and secure. Apple Pay has a private way to pay with Touch ID on smartphones both within apps and in stores.
Although Apple Pay launched in the United State, its also available in the UK, Australia, Canada, Brazil, Mexico, Saudi Arabia, the United Arab Emirates, Qatar, Ukraine, Russia, China, Kazakhstan, Hong Kong, Macau, Japan, Singapore, Montenegro, Georgia, Serbia, Israel, South Africa, Belarus, etc.
Its available in all countries in the EEA (European Economic Area). The service works with international and country-specific domestic payment schemes such as Mastercard, Visa, American Express, Discover, Chinas Union Pay, Frances Cartes Bancaries, Japans JCB, Germanys Girocard, etc.
You can also use Apple Pay to ride certain public transport networks via the use of debit/credit cards or dedicated travel cards. Have you ever used Apple Pay? Whats your experience?
Apple Pay doesnt collect any transaction data that can be traced back to a user. Its designed to keep all information safe. Meaning, your payment transactions stay between you, the merchant, and your bank. Apple Pay doesnt collect any purchase history either!
Therefore, when youre buying at a store or paying with Apple Pay in a restaurant, Apple doesnt know what you purchased or paid for, nor how much money you have spent on your purchase.
Real card numbers arent kept on the unit. Instead, a one-of-a-kind account number is made, encrypted, and stored in the Secure Element of the unit. This unique account number isnt backed up to iCloud and its separated from iOS. I enjoy using Apple Pay because its super convenient and simple!
The best part? It supports debit and credit cards from the biggest payment networks, Visa, Mastercard, and American Express. However, its also supported by 500 other new banks across the US.
You can easily pay in stores with Apple Pay by just holding your iPhone near the contactless reader while pressing a finger on Touch ID. Aside from the Apple retail stores in the US, you can also use Apple Pay in other popular retailers such as McDonalds, Office Depot, Disney Store, and SUBWAY.
Its also acceptable at American Eagle Outfitters, Bloomingdales, Footaction, Extra Mile, Champs Sports, Panera Bread, Unleashed by Petco, RUN by Foot Locker, RadioShack, Sephora, Staples, etc.
Checkout with Apple Pay is straightforward and possible with a single touch of a finger. You dont need to fill out lengthy account forms manually or repeatedly type in billing and shipping details.
Your real card number isnt shared with the online merchant but kept private. As you can see, Apple Pay makes online shopping easier and safer. Overall, online shopping within apps enables users to buy goods and pay for services like electronics, tickets, health and beauty items, and apparel with ease.
Popular apps that enable Apple Pay include Fancy, Apple Store, Target, Uber, Instacart, Lyft, Chairish, Spring, Airbnb, JackThreads, Eventbrite, Levis Stadium by Venue NeXT, Ticketmaster, OpenTable, Houzz, Hotel Tonight, and so much more. Many leading terminal supplies support Apple Pay as well.
Autorize.Net, Ayden, Braintree, the Bank of America Merchant Services, CyberSource, First Data, Stripe, YSYS, VeriFone, Heartland Payment Systems, iMobile3, Chase Paymentech, Oracles Micros, and NCR, among other payment solution providers work to bring the ability to pay using Apple Pay everywhere.
Whats your opinion of Apple Pay? Have you experienced any issues with this service so far? Share your thoughts, questions, or suggestions in the comments, and lets continue the discussion below!
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